A few years ago, to help someone out, I set up a direct debit for them which they would repay me each month.
For the first few months all was hunky dory, until they started missing odd payments. Then a few months down the line, the inevitable set in and in the end there was no sign of any repayments coming in at all. I, however, kept up the repayments because otherwise I’d get that big black mark against my name.
At the time, I barely earned enough for myself, and with this extra debit I ended up in quite a lot of debt. Subsequently they ended up owing me a lot of money.
It’s all since been sorted out: the debt was cleared years ago (although I’m probably still paying interest back on my credit card for using it when I normally wouldn’t have needed to).
I’d learnt my lesson though, and I told myself I’d never put myself in that situation again.
Loaning money from people has always been something I’ve avoided too. I’m too proud a person to even ask anyone for money – if I haven’t got it, I go without.
Fast forward to today and here I am wondering why I’ve been naive/stupid enough to loan quite a lot of money again to the same person.
If I can, I’ll always help them out (or anyone for that matter). But what annoys me more than anything is the false promises of getting it back: “I’ll give you x amount back on Thursday”. When x amount doesn’t show up, or any offer of an explanation why…it’s a bit of a piss-take. If I won’t get it back for 2 months, rather than 3 days later, just tell me it’ll be 2 months. At least I know.
Normally I wouldn’t be too bothered, but between lending them money – not getting anything back as promised – and some bad mathematics/budget skills by me, I’ve now left myself very short changed this month (it didn’t take me 3 attempts to pass my maths GCSE exam for nothing) with over a week until payday.
Saying I’m pissed off right now would be an understatement.
Similar to the ‘Knights Who Say Ni’. I’m declaring myself: ‘The Gimp Who Always Says “Yes, Ok”’. I’m sure I’ve either got ‘Mug’ or ‘Too Nice’ plastered on my fod!
“’Tis but a scratch’
‘A scratch?! Your arm’s off!’
‘No, it isn’t.’”
NB: I’m not sure how I squeezed Monty Python into that post either.